The special regulator

Gabriel Bernardino, the chairman of the Frankfurt-based European Insurance and Occupational Pensions Authority (EIOPA).

Until mid-2007, the arcana of financial regulation were left to specialists. The dangers to the world posed by US mortgage defaults, ‘shadow banking’ or over-priced Greek government debt were merely theoretical to anyone except a small number of experts in financial economics and the more rarefied fields of accounting.

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